Loan Program
USDA Loans
100% financing in eligible rural and suburban areas.
Overview
USDA loans, backed by the U.S. Department of Agriculture, allow eligible borrowers to purchase homes in qualifying areas with zero down payment.
Key Benefits
- Zero down payment
- Competitive interest rates
- Lower mortgage insurance than FHA
- Flexible credit guidelines
Qualification Highlights
- Property must be in USDA-eligible area
- Household income limits apply
- Primary residence only
- FICO typically 640+
Frequently Asked Questions
We can check the property and income eligibility maps for you in seconds.
Questions about USDA Loans?
A licensed loan officer will walk you through your options — no obligation.