Loan Program
Foreign National Loans
US real estate financing for non-US citizens.
Overview
Foreign National loans allow non-US citizens to finance investment property or second homes in the United States — without a US credit score or US tax returns.
Key Benefits
- No US credit history required
- No US tax returns required
- Investment or second-home purchase
- LLC closing available
- DSCR-style qualification on rental income
Qualification Highlights
- Valid passport
- Foreign credit references or international credit report
- Down payment 25–35%
- Reserves required (often 6–12 months)
- Source of funds documentation
Frequently Asked Questions
Yes — closings can be done at a US embassy or via approved international notaries.
Questions about Foreign National Loans?
A licensed loan officer will walk you through your options — no obligation.